Electi Financial Solutions
Free tool

What you would pay monthly

A realistic estimate of your monthly payment with taxes and insurance included. We ask for no email and no signup.

Home price$300,000
Down payment3.5% equivale a $10,500
Estimated interest rate6.50%
Term30 years
Your estimated monthly payment
$2,772
Breakdown
Principal and interest
$1,830
Property tax
$522
Home insurance
$275
Mortgage insurance
$145
Loan amount$289,500
Prequalify with these numbers

The calculation uses the average Harris County property tax rate of 2.09% and the average Texas home insurance cost. Your actual payment depends on the program, on your score and on the property.

Let us see what you qualify for

It takes three minutes, we run no hard credit inquiry and you commit to nothing. We respond within 24 business hours with the programs that fit you.

Electi Financial Solutions manages and supports your financing application. Loans are originated and funded by our lending partner under its own NMLS license. Electi is not a bank or a lending institution.

The figures shown are general parameters of each program and do not constitute a loan offer or a commitment to lend. Down payment, score and documentation requirements are set by the lender and vary based on your profile, the property and market conditions. All approvals are subject to full underwriting.

Equal Housing Opportunity. We comply with the Fair Housing Act and with the Equal Credit Opportunity Act.