Each case is different. These are the fronts where we work. We combine the strategy that applies to your situation.
Collections are one of the factors that lower your score the most. We attack each account differently:
79% of credit reports have at least one error according to Consumer Reports. We find them:
A charged off account usually lowers your score between 50 and 150 points. If not documented correctly, it can be removed:
If you have a thin file (little history) or no credit, we guide you to build it strategically:
Your utilization ratio (the percentage of your limit you use) is the second most important factor of your score:
The score you need for a mortgage is different from what Credit Karma shows. We get you to the exact profile your program requires:
All disputes are legal under the Fair Credit Reporting Act. No tactics that could cause you problems.
The price we quote at the start is what you pay throughout the program. No fine print.
Every 30 days you receive a summary of what was disputed, what was removed, and how much your score went up.
The first evaluation is free and with no commitment. Fill out the form and we'll respond within 24 business hours.
